Serafis shares warning on private credit growth
Paul Norris notes underwriting standards loosened, resembling pre-2008 conditions, and now favors agency mortgages.
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serafis.aiLast updated
In short: Serafis published analysis on AI market trends, financial technology growth, and a warning regarding private credit underwriting standards.
Paul Norris notes underwriting standards loosened, resembling pre-2008 conditions, and now favors agency mortgages.
Senior engineers scored 90/100 on a benchmark, outperforming GPT-5.5 (62) and Opus 4.7 (32).
CEO Matthew Prince noted that up to 50M of 500M requests could become AI agent payments, expecting this to grow as AI traffic surpasses human traffic in early 2027.
The company plans to increase MAUs from over 100 million to billions in the next decade, with 90% of revenue from 10% of users.
Serafis AI has one repository available. Follow their code on GitHub.
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